Terms and Conditions
ESPC Money Management is a trading name of ESPC (UK) Limited which is a company registered under the Companies Acts in Scotland (Registered Number SC203585), and having its registered office at 90A George Street, Edinburgh, EH2 3DF. In relation to advising on and arranging investments, life insurance, general insurance and mortgages ESPC (UK) Ltd is authorised and regulated by the Financial Services Authority (Registration Number 188123).

By virtue of browsing or accessing any pages on this microsite, you will be deemed to have accepted the terms and conditions set out on this page, as amended from time to time.

Disclaimer
The details on the microsite are intended for information only, and are not intended to provide formal financial, legal or other professional advice. Users should always seek appropriate financial and legal advice from a suitably qualified professional adviser before taking, or refraining from taking, any action and ESPC Money Management does not accept liability for any loss or consequential loss, however arising, brought about as a result of a person acting, or refraining from acting, on material viewed on any pages of the microsite. ESPC Money Management accepts no responsibility for the content of sites or pages which are linked either directly or indirectly to or from any pages of the microsite and shall not be liable for any damage that may result as a result of linking to any location on any linked sites or pages. Links do not imply that ESPC Money Management or any advertisers of these pages, endorses or is associated with, or is legally authorised to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site or page is authorised to use any trademark, trade name, logo or copyright symbol of ESPC Money Management. This microsite is intended for use within the UK and we make no representation that the information is appropriate or available for use in locations outside the UK.

Copyright
The entire content of all the pages on ESPC Money Management microsite is protected by copyright. ESPC Money Management, or our licensors, own copyright in the selection, co-ordination, arrangement and enhancement of such content, as well as in the content original to it. Photographs, downloads and descriptive text on the ESPC Money Management microsite may be downloaded for personal use only, and must not be altered or redistributed in any way without the prior written consent of ESPC Money Management.

Application Law and Jurisdiction
Information appearing on these pages is provided in accordance with, and subject to, Scots law. In this respect, the courts of Scotland will have exclusive jurisdiction over all claims or disputes arising in relation to, out of, or in connection with ESPC Money Management's microsite or its use. © 2007
Terms and Conditions - Privacy Statement - © Copyright 2007 ESPC UK Ltd